# Indy

> Freemium all-in-one business management platform for freelancers covering proposals, contracts, invoicing, time tracking, and client management — free tier capped at 3 documents per month.

Source: https://selfpublishingdirectory.com/bookkeeping-tax/indy
Website: https://weareindy.com/
Category: Bookkeeping & Tax (https://selfpublishingdirectory.com/bookkeeping-tax)
Pricing: freemium — $0–$25/monthly
AI-powered: yes
Tags: invoicing, contracts, freelancer, free, time-tracking, proposals, client-management, e-signature
Last verified: 2026-07-01
Best For: Author-freelancers (editors, coaches, ghostwriters) who invoice clients and want a capable free tier before committing to Bonsai
Platforms Connected: PayPal, Stripe, Zelle, Google Calendar (Pro), Zapier (Pro), Gmail (Pro)
Tax Filing: no
Tool Type: freelancer-platform

Indy is a web-based all-in-one business management platform designed for independent workers who need contracts, proposals, invoicing, time tracking, and client management in a single workspace. For indie authors who also freelance — editing, writing coaching, ghostwriting — Indy handles the business side without requiring a separate contract tool, invoice platform, and time tracker.

The free tier gives full access to every tool but caps usage at 3 proposals, 3 contracts, and 3 invoices per month, with a maximum of 3 active clients. For a part-time author-freelancer with a handful of ongoing clients, this may be sufficient without any monthly commitment.

## What You Get

- **Contracts with e-signature:** Create, send, and collect e-signatures on standard freelance contracts. The free tier includes 3 per month; Pro removes the cap.
- **Proposals:** Send project proposals before engagement. 3 per month free; unlimited on Pro.
- **Invoicing:** Create invoices with line items and collect payment via PayPal, Stripe, or Zelle. Recurring invoices require the Pro plan.
- **Time tracking:** Log hours per client or project directly in the app. Available on both free and Pro.
- **Task management:** Organize project work with a built-in task system. Free and Pro.
- **Client portal (Pro only):** Branded client-facing space where clients can view contracts, invoices, and communication history.
- **AI Digital Assistant (Pro only, Beta):** A ChatGPT-powered writing tool embedded in contracts, proposals, and invoice send pages. Drafts content based on role and project context to speed up document creation.

## Plans

**Free — $0:** Access to all tools with hard limits: 3 proposals, 3 contracts, 3 invoices per month, 3 clients, 10 GB storage.

**Pro — $25/month monthly, $225/year ($18.75/month billed annually), or $300 per 2 years ($12.50/month equivalent):** Removes all document and client limits, adds branded client portal, recurring invoices, line item templates, white labeling, 1 TB storage, Google Calendar two-way sync, Zapier and Gmail integrations, and live chat support. Includes AI Digital Assistant (Beta). 7-day free trial; 30-day money-back guarantee. Note: the pricing page now defaults to displaying the discounted $12.50/month "save 50%" biennial rate — the true month-to-month price is still $25.

**Pricing note:** Indy has raised prices multiple times — from $5.99/month at launch to $12/month in March 2023 to $25/month currently. Users on older plans have reported being moved to new pricing without adequate notice.

## Who It's For

- **Author-freelancers who invoice clients:** Editors, writing coaches, and ghostwriters who need a professional contract + invoice workflow without the expense of a dedicated business suite.
- **Part-time freelancers on the free tier:** Authors with 2–3 recurring clients who stay within the 3-document-per-month limit get meaningful functionality at $0.
- **Authors graduating from spreadsheets:** A cleaner starting point than creating contracts in Google Docs and invoicing in a separate tool.

## Strengths

- **Free tier is genuinely functional:** Unlike Bonsai (no free plan), Indy's free plan includes real contracts, e-signature, and invoicing — not just a preview.
- **No platform transaction fee:** Indy doesn't take a cut on top of Stripe and PayPal's processor fees.
- **Capterra 4.7/5 from ~103 reviews:** Well-rated for ease of use and value.

## Limitations

- **No native mobile app:** Indy is web-only. A mobile-responsive browser experience is in beta, but there is no iOS or Android app as of early 2026. Bonsai and HoneyBook both have native mobile apps.
- **Free tier is restrictive:** 3 documents and 3 clients per month means one new project per type can push an author over the cap quickly.
- **Not a tax or bookkeeping tool:** Indy records income and hours but has no tax estimation engine, no quarterly tax calculator, and no IRS filing capability. For bookkeeping and taxes, use Wave, FlyFin, or Keeper separately.
- **Pricing hike history:** Three price increases since launch ($5.99 → $12 → $25) have drawn complaints from users who felt the changes were handled poorly.
- **AppSumo reviews mixed (3.22/5, 23 reviews):** Complaints about feature gaps, support responsiveness, and account data deletion upon cancellation.

## Alternatives

**Bonsai** ($9–$29/month) is the closest alternative — more polished, has a native mobile app, includes accounting/tax reports, and starts at a similar price to Indy Pro after the price increases. Indy wins only if you need the free tier or prefer the simpler interface. **HoneyBook** ($19–$39/month) targets more established agencies but forces its own payment processor — Indy's flexible payment options (PayPal, Stripe, Zelle) are a meaningful advantage.